Who is eligible to receive benefits on a deceased worker’s Social Security account?

The eligibility to receive benefits on a deceased worker’s Social Security account primarily includes spouses and dependent children of the deceased worker. This option encompasses the immediate family members who are typically recognized under Social Security rules to receive survivor benefits.

Spouses can claim benefits if they were married to the worker at the time of death, and dependent children are eligible if they are under a certain age or disabled. This provision aims to provide financial support to the closest family members who may have relied on the deceased for their livelihood.

The other options include possibilities that do not align with Social Security regulations. For instance, only allowing the spouse would exclude dependent children who are also entitled to benefits. Including parents and grandparents is incorrect as the system does not grant survivor benefits to these relatives. Lastly, neighbors and friends do not qualify under Social Security regulations, as they are not considered dependents or family members of the deceased worker. Hence, option B accurately reflects the Social Security framework for survivor benefits.