Which statement about social security is inaccurate?

The statement that is inaccurate is that Social Security is a welfare program requiring benefit recipients to meet income tests. Social Security functions as a social insurance program rather than a welfare program. It does not impose income tests on recipients to qualify for benefits. Instead, it provides benefits based on an individual's work history and the amount they have contributed to the program through payroll taxes over their working life.

This means that all workers earn credits towards their Social Security benefits as they work and pay Social Security taxes; these contributions are not needs-based. Benefits are available based on the individual's earnings record. The insurance aspect of Social Security ensures that people who have worked and contributed are eligible for benefits when they retire, become disabled, or pass away, allowing their survivors to receive benefits.

The other statements accurately reflect the nature of Social Security. It is indeed a mandatory insurance program, it provides benefits to retirees based on their previous earnings, and it supports disabled individuals.