Which of the following is not a primary source of funds to pay for custodial care in a nursing home?

Study for the Social Security and Medicare Exam with comprehensive flashcards and multiple choice questions, each question includes helpful hints and explanations. Prepare efficiently for your exam!

Medicare is not a primary source of funds for custodial care in a nursing home. This is primarily because Medicare is designed to provide short-term coverage for medically necessary services and does not cover long-term custodial care, which includes assistance with daily activities like bathing, dressing, and feeding.

In contrast, Medicaid is specifically aimed at providing assistance for low-income individuals who require long-term care, including custodial care in nursing facilities. Personal savings are often a primary source of funds that individuals tap into to pay for their care until they exhaust those resources. Long-term care insurance is also designed to help cover the costs of custodial care, making it a relevant source of funding for those who have purchased such policies.

Thus, while options like Medicaid, personal savings, and long-term care insurance directly address the financial needs associated with ongoing custodial care, Medicare's limited focus on short-term, medically necessary services clearly distinguishes it from these funding sources.

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