Which of the following best describes SSDI?

SSDI, or Social Security Disability Insurance, is specifically designed for individuals who have a qualifying disability and have worked enough years to earn sufficient work credits. To qualify for SSDI, individuals must demonstrate that they have a medical condition that significantly impairs their ability to work, and this condition must be expected to last at least 12 months or result in death.

The essence of SSDI is to provide financial support to those who can no longer maintain employment due to their disabilities, differentiating it from programs designed solely for retirement benefits or welfare assistance. Unlike welfare programs aimed at low-income families, SSDI is based on the individual's work history and contributions to Social Security through payroll taxes. Furthermore, it is not considered a temporary assistance program; rather, it is meant to provide long-term support for individuals with disabilities. Hence, the definition accurately captures the purpose and eligibility criteria of SSDI.