Which Medicare part provides coverage for prescription drugs?

Medicare Part D is specifically designed to provide coverage for prescription drugs. This part of Medicare was introduced to help beneficiaries manage the costs associated with medications when they require pharmaceutical treatment. Under Part D, beneficiaries can enroll in a prescription drug plan, which offers a variety of options, allowing them to choose the plan that best fits their medication needs.

Medicare Part D plans are offered by private insurance companies that are approved by Medicare, and they typically cover a range of medications, including both generic and brand-name drugs. Beneficiaries may have to pay a monthly premium, and costs can vary by plan, including deductibles and copayments for prescriptions.

In contrast, Part A primarily covers hospital insurance, including inpatient stays, skilled nursing facility care, hospice care, and some home health services. Part B focuses on outpatient care, including doctor visits, preventive services, and durable medical equipment, but does not include drug coverage. Part C, also known as Medicare Advantage, offers an alternative way to receive Medicare benefits and may include coverage for drugs if the plan includes Part D, but it is not the part of Medicare that solely focuses on prescription drug coverage. Therefore, the choice indicating that Part D provides coverage for prescription drugs is accurate.