When will a person who incurs a Social Security covered disability receive their first check?

Study for the Social Security and Medicare Exam with comprehensive flashcards and multiple choice questions, each question includes helpful hints and explanations. Prepare efficiently for your exam!

A person who incurs a Social Security covered disability will receive their first check during the 7th month after the onset of their disability. This timeline is based on the Social Security Administration's policy, which establishes a five-month waiting period before any benefits are paid. The five-month waiting period means that benefits start after a person has been disabled for five consecutive months.

Therefore, if the disability onset is established, the individual will not receive benefits in the first five months but will begin receiving checks starting in the seventh month. This structure is designed to ensure that benefits are only distributed after a person has experienced a sufficient duration of their disability, which provides a safeguard against short-term disabilities that might not justify long-term support.

Understanding this timing is crucial for individuals planning their finances after becoming disabled, as it sets expectations for when to anticipate the first Social Security disability payment.

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